See how it works

Turn everyday spending into award trips. Track your cards, earn the signup bonuses, and plan trips your points can actually cover — all in one place.

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A card's signup-bonus spend log with a progress bar and perks
Step 1

Track your cards and their bonuses

Add a card and log each payment toward its signup-bonus minimum spend. A progress bar shows exactly how close you are — and it tracks your annual credits and perks so nothing goes to waste.

A signup bonus marked met with a one-tap post-to-balance prompt
Step 2

Earn the bonus — points land in your balance

Hit the minimum spend and the bonus is marked met. One tap posts the points straight to your loyalty balance, so your totals always reflect what you've actually earned.

A trip's funding view showing points needed versus available and the gap
Step 3

Plan a trip your points can cover

Build an award trip and see exactly which points pay for it — what you have, what's left, and whether it's bookable now or a transfer away. No more guessing.

The home dashboard with needs-attention alerts and cards, points, and trips tiles
Step 4

See your whole picture on one dashboard

Your home dashboard ties it together: what needs attention, your points across every program, and which trips are within reach.

The card products catalog grouped by issuer with bonuses and perks
Step 5

Browse 30+ card products

Compare signup bonuses, fees, and perks across dozens of cards to decide what to get next — then add it to your wallet in a click.

What's the 2× distance rule?

Aeroplan prices partner awards by distance — so a single award can only cover up to twice the nonstop distancebetween where you start and where you end up. Toronto to Miami is 1,990 km nonstop, so one award stretches to about 3,980 km of flying: connect through Atlanta (2,150 km) and you're well inside the limit, but detour through Los Angeles (7,257 km) and the routing breaks the rule. Award Architect checks this on every scenario automatically, so you know a routing is bookable before you ever pick up the phone.

Ready to start earning?

Free to start. Track your first card and plan your first trip in minutes.

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